How do I choose a Mortgage Program?

There isn't a single or simple answer to this question. The right type of mortgage for you depends on many different factors: your current financial picture, how you expect your finances to change, how long you intend to keep your house, and how comfortable you are with your mortgage payment changing. For example, a shorter term fixed-rate mortgage can save you many thousands of dollars in interest payments over the life of the loan, but your monthly payments will be higher. And an adjustable rate mortgage may get you started with a lower monthly payment than a fixed-rate mortgage -- but your payments could get higher when the interest rate changes. The best way to find the "right" answer is to discuss your home loan lending needs, your finances, your plans and financial prospects, and your preferences with a mortgage professional at Albert E. Jones Mortgage.

Refinancing

We can help you determine if refinancing is the right option for you. It answers common questions regarding home mortgage refinancing and allows you to assess its suitability for you. We are committed to providing you with all the mortgage refinance information you need to make the right mortgage decisions.

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